Join The Thousands of People Checking To See If They Are Eligible For The New Hardship Program

Are you feeling buried under a mountain of credit card bills that seem to grow every month? It’s overwhelming, and it can feel impossible to get ahead. But there’s a new way out that’s helping Americans break free from debt fast—without taking on more loans.

Introducing the Hardship Debt Relief program, a private initiative that’s already catching attention across the US. Over 500,000 Americans have enrolled, and many are already seeing their debts settled in record time. It’s simple to check if you qualify, and it won’t affect your credit score.

What’s more, this program accepts debt balances as low as $3,000—unlike others that require a minimum of $10,000.

There’s truly no reason not to check. Imagine what you could do with the money saved: pay down your mortgage, buy a new car, or finally take that well-deserved vacation.

Here’s how to see if you’re eligible:

1. Click on your state on the map below
2. Answer a few quick questions, and you’ll find out if you qualify in less than two minutes.

Don’t wait—thousands of Americans are checking their eligibility every day. Your financial future could be brighter than you ever imagined.

Check Your Eligibility Now

Answer four simple questions to see if you qualify for the program.

Complete these steps to see how much you can save!

Click on your state to begin

Availability is tracked state by state. Select where you live to check the current status in your area.

Alaska, Hawaii & smaller states — tap here:AKHIVTNHMARICTNJDEMDDC

Checking availability in your state.

How much credit card debt do you have?

Count credit card balances only — not mortgages, auto loans, or other debt.

$25,000 or more $9,000 - $25,000 Less than $9,000

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What's your date of birth?

This needs to match what your creditors have on file — it's how we calculate how much debt you can erase. Soft check only, no impact on your credit score.

By clicking the "Continue" button above, you are providing "written instructions" to WeReduceDebts.com under the Fair Credit Reporting Act to obtain information from your personal credit report from Equifax or one or more other major credit reporting agencies, solely for debt settlement and fraud prevention purposes. This is a soft inquiry and will not affect your credit score. By clicking "Continue," you consent to having your credit report accessed as described above.

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What's your full name?

Enter it exactly as it appears on your credit card statements — your legal name, not a nickname.

By clicking the "Continue" button above, you are providing "written instructions" to WeReduceDebts.com under the Fair Credit Reporting Act to obtain information from your personal credit report from Equifax or one or more other major credit reporting agencies, solely for debt settlement and fraud prevention purposes. This is a soft inquiry and will not affect your credit score. By clicking "Continue," you consent to having your credit report accessed as described above.

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What's your home address?

Use the address your accounts are billed to — it's how your file is matched to the right program.

Secured with 256-bit encryption

By clicking the "Continue" button above, you are providing "written instructions" to WeReduceDebts.com under the Fair Credit Reporting Act to obtain information from your personal credit report from Equifax or one or more other major credit reporting agencies, solely for debt settlement and fraud prevention purposes. This is a soft inquiry and will not affect your credit score. By clicking "Continue," you consent to having your credit report accessed as described above.

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We couldn't locate your credit report

Unfortunately, we were unable to find your credit report using only your name and address. Please provide your Social Security Number (SSN) so we can locate your profile.

What's your Social Security Number?

This is strictly used to match your credit profile with Equifax. Soft inquiry only — no impact on your credit score.

Secured with 256-bit encryption

By clicking "Continue", you provide written authorization under the Fair Credit Reporting Act to access your credit profile from Equifax for debt settlement and verification purposes.

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